Funding Your Studies
National and
State Funding Options
Government loans, courses covered and eligibility for funding can be complex, so let’s start with the basics.
A national loans program is available for certain Diploma programs as well as state subsidy programs for certain Diploma and Certificate programs, all of which have different eligibility criteria explained in further detail below.
NATIONAL FUNDING OPTIONS
A VET Student Loan (VSL) helps eligible students cover tuition fees for approved vocational education and training (VET) courses across all of Australia.
Find out more
QUEENSLAND FUNDING OPTIONS
Queensland’s State Government has three programs at The French to subsidise tuition fees; The Career Start, Career Boost, and VET In Schools. Find out more
SOUTH AUSTRALIA FUNDING OPTIONS
The South Australian State Government offers subsidised training programs based on your employment and training level. Check your eligibility today! Find out more
NATIONAL LOAN OPTIONS
Vet Student Loans
There is a limit to how much you can borrow, called the ‘loan cap’. The loan cap amount is different depending on the course you study. You will owe a debt to the Australian Government for the loan, which will be managed by the Australian Taxation Office (ATO). The minimum income threshold for repayment is set by the Australian Government each year and is published on Study Assist in the VET Student Loans Information Booklet. It is important to note that your loan will remain a personal debt until it is repaid and it may reduce your take-home (after tax) wage and your borrowing capacity. You may wish to seek independent financial advice before applying. A VET Student Loan is only for tuition fees and doesn’t cover additional costs such as text books, materials, or accommodation.
Students must meet a number of citizenship, residency and academic entry requirements to be eligible for a VET Student Loan. They include:
Citizenship:
- an Australian citizen, or
- a qualifying New Zealand citizen, or
- a permanent humanitarian visa holder, who is usually resident in Australia.
Academic:
- provide an Australian Year 12 Certificate; OR
- provide evidence of successful completion of an AQF Certificate IV or higher qualification (where the language of instruction is English);
- display competence at Exit Level 3 in the Australian Core Skills Framework in both reading and numeracy through an approved Language, Literacy and Numeracy test.
Age:
- If under the age of 18 student (at first census date) they must complete 2 VSL Parental Consent forms, (unless the student is certified as independent, in which case evidence must be provided of independence)
To check your eligibility use the VET Student Loans Eligibility Tool on the Australian Government MySkills website. This tool should be used as a guide only.
Students must also read this booklet before applying for VET Student Loans. VET Student Loans will not be approved for students who do not meet eligibility requirements. A VET student loan gives rise to a HELP debt that continues to be a debt to the Commonwealth until it is repaid.
If you have any questions about eligibility please call our friendly Student Advisors on 1300 250 111 or email courses@thefrench.edu.au
VET Student Loans are available for diploma and above level qualifications. Courses that are approved for a VET Student Loan, and the cap on the loan amounts that students can borrow per course for their tuition fees, are set by the Australian Government. The Australian Government has approved The French Beauty Academy to deliver a number of courses which are eligible for VET Student Loan funding.
The VET Student Loans program offers greater protection for students and focuses on courses that address industry needs, creating better opportunities for employment. VET Student Loans offers income contingent loan support to eligible students studying certain diploma level and above vocational education and training qualifications. Eligible students are entitled for loans up to a capped amount.
Once you have provided the relevant documents to meet the eligibility and suitability requirements for VET Student Loans, you will be emailed a Confirmation of Enrolment. Two business days following the receipt of this email, The French will advise the Australian Government that you wish to apply for a VET Student Loan.
You will receive an auto-generated email from ecafsystem@education.gov.au, providing login details and passkey on how to sign into the eCAF system so that you can submit a Request for a VET Student Loan eCAF. This is your formal application for a VET Student Loan.
Students must complete and submit these to the Government before or on their first census day. You can find your course census dates on our VET Student Loan Tuition Schedules here. If you do not submit your eCAF by the census day, you will be liable for the tuition fees payable for that fee period. If you withdraw your enrolment on or before the census day, you will not incur the tuition fees for that fee period. This applies to fees covered by the VET Student Loan and any gap or upfront fees paid for that fee period. No administration fee applies.
After the census day has passed and you have submitted your Commonwealth Assistance Form (eCAF), you will receive a Commonwealth Assistance Notice (CAN) that provides you with further information about your debt.
*If you are under 18 your Parental Consent forms are required before your eCAF is able to be issued.
Tuition fees are charged by unit of study and your course will have a minimum of 3 fee periods with payments spread proportionately across the duration of your course. If you withdraw after the first fee period payment, you will not be billed for the remaining 2. For more information refer to the Schedule of Tuition Fees.
On your orientation day you will receive a Statement of Covered Fees confirming the amounts of the course tuition fees that will, and will not, be covered under a VET Student Loan.
14 days prior to your census day you will receive a VET Student Loan Fee Notice that will show you the amount of tuition fees that will, and will not, be covered under a VET Student Loan for that particular fee period.
Your loan is repaid through the Australian tax system when you reach the minimum income threshold for repayment. The minimum income threshold for repayment is set by the Australian Government each year and is published on Study Assist.
Repayments continue until you have repaid your entire debt. It is important to note that your loan will remain a personal debt until it is repaid and it may reduce your take-home (after tax) wage and your borrowing capacity. You may wish to seek independent financial advice before applying. In addition, a 20% loan fee applies to VET Student Loans for full fee paying or fee for service students. The good news is you don’t have to pay the loan fee upfront, it will be added to your VET Student Loan. You have up until the census day of your course intake to apply for a VET Student Loan. If you do not apply by the census day, or have formally withdrawn, you will be liable for the tuition fees payable for that fee period.
Diploma Fee Schedules
QUEENSLAND FUNDING OPTIONS
Career Start
The Career Start Program is a Queensland Government initiative designed to make Certificate III level qualifications more accessible and affordable for eligible students. The program is part of the state’s commitment to supporting Queenslanders to gain the practical skills needed to enter the workforce with confidence or progress in their current career.
Career Start provides entry-level training that aligns with the skills industries are seeking. By reducing your upfront costs, the program makes it possible to gain a nationally recognised post-school qualification at a lower cost, helping to enhance your job prospects and future career opportunities.
At The French Beauty Academy, we’re proud to be a Skills Assure Supplier, which means we’re approved to deliver Career Start subsidised courses. With our hands-on approach to training, you’ll go beyond the classroom and graduate confident, job-ready, and equipped with the skills to shine in the beauty industry.
General Training Pathway eligibility requirements:
- Aged 15 or older
- Completed or left secondary school
- Permanently residing in Queensland
- Must be an Australian or New Zealand citizen, Australian permanent resident (including humanitarian entrants), or a temporary resident with an eligible visa working towards permanent residency
- Not already have a certificate III or higher-level qualification completed within the last 10 years (Qualifications completed as a school student and foundation skills do not count – Evidence will need to be supplied)
- Not be enrolled in another qualification even if it is on hold or deferred (not including foundation skills training)
For the general training pathway, you are not eligible for Career Start if you have completed a Certificate III or higher-level qualification within the last 10 years. However, qualifications you completed while in school or foundation skills qualifications do not count toward this limit.
Under the Career Start program, you can access up to two subsidised training places. This can be one Certificate III general qualification and one apprenticeship/traineeship, or two apprenticeships/traineeships. If you complete an apprenticeship/traineeship first, you are no longer eligible for a general qualification under Career Start
The Queensland Government pays a subsidy directly to the training provider to cover a portion of the training and assessment costs. However, students are required to contribute to the cost of their training through a co-contribution fee.
To be eligible for the concession fee, you must be eligible to access subsidised training, as well as meet one of the following criteria:
- hold a valid Health Care Card or Pension Concession Card issued by either Centrelink or the Department of Veteran’s Affairs, or
- be named on the card as a partner or dependent of someone holding a valid Concession Card, or
- be of Aboriginal or Torres Strait Islander descent.
For more information regarding the Career Start Program, please review the Department of Trade, Employment and Training (DTET) fact sheet.
For more information please contact courses@thefrench.edu.au or phone 1300 250 111
Certificate III Nails page updates
Career Boost
The Career Boost Program is a Queensland Government initiative providing eligible individuals with access to subsidised training in Certificate IV or higher level qualifications. This program is part of the state’s commitment to help Queenslanders gain advanced skills to secure employment or further their careers.
Career Boost provides subsidised Certificate IV, Diploma, Advanced Diploma qualifications, and skill sets to support career advancement, workplace innovation, and future university pathways.
At The French Beauty Academy, we’re proud to be a Skills Assure Supplier, which means we’re approved to deliver Career Boost subsidised courses. With our hands-on approach to training, you’ll go beyond the classroom and graduate confident, job-ready, and equipped with the skills to shine in the beauty industry.
Career Boost isn’t a debt to be repaid but rather a subsidy from the QLD Government.
- Be aged 15 years or above
- Completed or left secondary school
- Permanently reside in Queensland
- Be an Australian citizen, Australian permanent resident (includes humanitarian entrant), temporary resident with the necessary visa and work permits on the pathway to permanent residency, or a New Zealand citizen
- Not be enrolled in another qualification even if it is on hold or deferred (not including foundation skills training)
- Not already have a certificate IV or higher-level qualification completed within the last 10 years (Qualifications completed as a school student and foundation skills do not count – Evidence will need to be supplied)
If you already hold or completed a Certificate IV or higher qualification in the last 10 years, you are not eligible for the general training pathway. However, this limitation does not apply if you’re only aiming to enroll in a skill set
Under Career Boost, you can access:
- One subsidised Certificate IV, Diploma, or Advanced Diploma under the general training pathway
- Or a higher-level apprenticeship/traineeship (Certificate IV or above)
- And up to two subsidised skill sets in priority industries or sectors
You cannot access two general training qualifications through Career Boost, and you cannot access another apprenticeship/traineeship if you’ve already completed two via SATs or Career Start in the past 10 years.
The French Beauty Academy is approved to deliver the following qualification under the Career Boost program: SHB50121 Diploma of Beauty Therapy.
No, you will need additional funding (such as VET Student Loan) to cover the full cost of our Diploma Of Beauty Therapy.
Yes. If you are eligible for Career Boost, the Queensland Government will provide a subsidy towards your approved qualification. This will reduce the cost of the course (as outlined in the table in the next question below) and individuals will need to contribute to the cost of training through the listed co-contribution fee.
You are able to apply to use VET Student Loans (VSL) to pay the co-contribution component. The government will pay a higher concessional subsidy to encourage and support participation by disadvantaged students.
| Non-Concessional Student | ||
| SHB50121 Diploma of Beauty Therapy | FUTURE OF BEAUTY (with Subsidy) | |
| Course Price | $30,990.00 | $42,386.59 |
| QLD State Subsidy – Non-Concessional | $5,130.00 | $5,130.00 |
| French Dual Diploma Bursary | $00.00 | $6,267.00 |
| Student Co-Contribution Fee (Course Price) | $25,860.00 | $30,990.00 |
| Vet Student Loan | $18,790.00 | $30,990.00 |
| Student Out of Pocket | $7,070.00 | |
| Concessional Student | ||
| SHB50121 Diploma of Beauty Therapy | FUTURE OF BEAUTY (with Subsidy) | |
| Course Price | $30,990.00 | $42,386.59 |
| QLD State Subsidy – Non-Concessional | $6,669.00 | $6,669.00 |
| French Dual Diploma Bursary | $35.00 | $4,728.00 |
| Student Co-Contribution Fee (Course Price) | $25,860.00 | $30,990.00 |
| Vet Student Loan | $18,790.00 | $30,990.00 |
| Student Out of Pocket | $5,531.00 | |
Our friendly Student Advisors will discuss eligibility and suitability requirements for the Career Boost subsidy at your interview, and you will be able to apply through your enrolment application. They are here to guide you through every step of the process and can even assist with the paperwork to ensure everything is completed smoothly and stress-free.
For more information relating to Career Boost, please click here
Vocational Education & Training In Schools (VETis) - Queensland
Vocational Education and Training in Schools (VETiS) focuses on delivering qualifications to provide senior and secondary school students with the skills and knowledge required for employment and/or further study in specific industries.
VET qualifications can be undertaken in Years 11 and 12 and may provide credit towards the Queensland Certificate of Education.
Successful completion of the VETiS course provides students with a nationally recognised qualification that delivers the skills and knowledge required for specific industries and occupations.
Benefits of participating in VET include (but are not limited to):
- obtaining practical experience from work
- gaining familiarity on how workplaces operate
- developing employability skills
- developing and improving interpersonal skills allowing students to explore the potential career path they would like to pursue
The French Beauty Academy offers the SHB20121 Certificate II Retail Cosmetics under the QLD VETiS program.
Eligible students studying a priority skill course such as SHB20121 Certificate II in Retail Cosmetics are able to access VETiS funding for the full Certificate II fee, which is funded by the Queensland Government’s VET Investment budget. For eligible students, this means there isn’t a debt to be repaid. Further information around eligibility can be found here.
Ineligible students will be required to pay the full course fee.
If you are unable to use VETiS funding to cover the cost of your course there are a number of Private loans available – discover these in detail on our Private Funding page.
SOUTH AUSTRALIA FUNDING OPTIONS
Subsidised Training - South Australia
Students must meet the following entry requirements to be eligible for subsidised funding by the South Australian Government. You may be eligible for subsidised training if you live or work in South Australia, and you are:
- an Australian or New Zealand citizen
- a permanent Australian resident, or
- an eligible visa holder
- and are:
- Not currently employed, or
- Aged between 17 and 24 years and not enrolled in school, or
- Hold a Health Care, Pensioner or Veteran Affairs concession card
For more information use the Eligibility Criteria checker here.
Note – The eligibility checker tool is an indication only and does not confirm your eligibility status. Eligibility verification will take place during the enrolment process and may include participation in a Language, Literacy and Numeracy pre-assessment. Concessions apply to Subsidised Training only.
If you have any questions or need help establishing your eligibility please call our friendly Student Advisors on 1300 250 111
or email courses@thefrench.edu.au
For eligible students, the South Australian Government will subsidise the SHB50121 Diploma of Beauty Therapy offered in our Dual Diploma qualification.
The Subsidised Training portion of the training fee isn’t a debt to be repaid, but rather a subsidy from the South Australian Government.
No, you will need additional funding (such as VET Student Loan) to cover the full cost of our Dual Diploma course.
Fee Breakdown | ||
| SHB50121 Diploma of Beauty Therapy | FUTURE OF BEAUTY (with Subsidy) |
Course Price | $30,990.00 | $42,386.59 |
French Dual Diploma Bursary | $35.00 | $6,431.59 |
Student Co-Contribution Fee (Course Price) | $25,990.00 | $30,990.00 |
Vet Student Loan | $18,790.00 | $30,990.00 |
Student Out of Pocket | $7,200.00 |
|
Visit the South Australian Skills website here.
JobTrainer is a joint partnership between the Commonwealth and State Government to support low-cost training for more South Australians. It represents a significant investment into training delivery in South Australia that complements existing efforts under Skilling South Australia and partnerships with providers, employers and industry.
JobTrainer provides the opportunity to respond to growing demand, deliver high quality training and provide more choice for school leavers, young people and jobseekers.
The French Beauty Academy has a Funded Activities Agreement (FAA) with the Department for Innovation and Skills, with approval to deliver accredited training that is published on the Subsidised Training List.
This will be explained in detail at your interview where we will help you process the application.
- Participant Agreement form
The Participant Agreement form must be completed and signed by participants before they can engage in a project. This form is used to obtain a participant’s details and permission for the collection and use of their personal information by the Department (South Australian Government). - Upfront Assessment of Need
The Upfront Assessment of Need (UAN) is a pre-enrolment process. Before an individual can be enrolled into any accredited training subsidised by the Department, the Registered Training Organisation (RTO) must conduct the UAN.
If you have any questions or need help establishing your eligibility please call our friendly Student Advisors on 1300 250 111
or email courses@thefrench.edu.au
Discover our other funding options
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In the spirit of reconciliation, The French Beauty Academy acknowledges the Traditional Custodians of Country on which our Campuses stand today. We pay our respects to the Traditional Owners of the land, their Elders past, present and emerging, and to their connections to land, sea and community. Always was, always will be Aboriginal land.
Read The Uluru Statement here.
